{"id":25401,"date":"2026-07-24T13:47:03","date_gmt":"2026-07-24T11:47:03","guid":{"rendered":"https:\/\/keyni.eu\/?page_id=25401"},"modified":"2026-07-24T17:00:31","modified_gmt":"2026-07-24T15:00:31","slug":"lp-pno-2","status":"publish","type":"page","link":"https:\/\/keyni.eu\/index.php\/lp-pno-2\/","title":{"rendered":"LP PNO 2"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"25401\" class=\"elementor elementor-25401\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-861bbc2 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"861bbc2\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-0879cc1\" data-id=\"0879cc1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-917085e elementor-widget elementor-widget-spacer\" data-id=\"917085e\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fcbc34e elementor-widget__width-initial elementor-absolute elementor-widget elementor-widget-image\" data-id=\"fcbc34e\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"379\" height=\"176\" src=\"https:\/\/keyni.eu\/wp-content\/uploads\/2025\/04\/cropped-logo-2.png\" class=\"attachment-large size-large wp-image-16986\" alt=\"\" srcset=\"https:\/\/keyni.eu\/wp-content\/uploads\/2025\/04\/cropped-logo-2.png 379w, https:\/\/keyni.eu\/wp-content\/uploads\/2025\/04\/cropped-logo-2-300x139.png 300w\" sizes=\"(max-width: 379px) 100vw, 379px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2dbda28\" data-id=\"2dbda28\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0566f1a elementor-absolute elementor-widget elementor-widget-html\" data-id=\"0566f1a\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n@import url('https:\/\/fonts.googleapis.com\/css2?family=Space+Grotesk:wght@500;600;700&display=swap');\r\n#keyni-pno-header-cta {\r\n  --lime:#C5E020; --ink:#0E2422;\r\n  font-family:'Inter',sans-serif; background:transparent !important; width:100% !important;\r\n  display:flex !important; justify-content:flex-end !important; align-items:center !important;\r\n  padding:20px 28px !important;\r\n}\r\n#keyni-pno-header-cta .nav-cta{\r\n  background:var(--lime) !important; color:var(--ink) !important; padding:11px 22px !important; border-radius:100px !important;\r\n  font-weight:700 !important; font-size:14px !important; text-decoration:none !important; font-family:'Space Grotesk',sans-serif !important;\r\n  box-shadow:0 6px 16px rgba(197,224,32,0.3); white-space:nowrap;\r\n}\r\n<\/style>\r\n<div id=\"keyni-pno-header-cta\">\r\n  <a href=\"https:\/\/souscription.keyni.eu\/tunnel\/pno-lld\/\" class=\"nav-cta\">Prot\u00e9ger mon bien<\/a>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-324991cd elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"324991cd\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1ca594a6\" data-id=\"1ca594a6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e4f68ea elementor-widget elementor-widget-html\" data-id=\"e4f68ea\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n@import url('https:\/\/fonts.googleapis.com\/css2?family=Space+Grotesk:wght@500;600;700&family=Inter:wght@400;500;600;700&display=swap');\r\n#keyni-pno-1 {\r\n  --teal:#0A4751; --mint:#32CDA5; --lime:#C5E020;\r\n  font-family:'Inter',sans-serif; position:relative; background:var(--teal); color:#fff;\r\n  padding:76px 28px 90px; overflow:hidden;\r\n}\r\n#keyni-pno-1 h1{font-family:'Space Grotesk',sans-serif; letter-spacing:-0.01em; margin:0;}\r\n#keyni-pno-1::after{\r\n  content:\"\"; position:absolute; right:-8%; top:-25%; width:560px; height:560px; border-radius:50%;\r\n  background:radial-gradient(circle, rgba(50,205,165,0.22), transparent 70%);\r\n}\r\n#keyni-pno-1 .hero-inner{position:relative; z-index:2; max-width:760px; margin:0 auto;}\r\n#keyni-pno-1 .eyebrow{\r\n  display:inline-flex; align-items:center; gap:8px; background:rgba(255,255,255,0.08); border:1px solid rgba(255,255,255,0.16);\r\n  padding:7px 14px; border-radius:100px; font-size:13px; font-weight:600; color:var(--mint); margin-bottom:22px;\r\n}\r\n#keyni-pno-1 h1{font-size:clamp(32px,5vw,54px); line-height:1.08; font-weight:700; color:#fff;}\r\n#keyni-pno-1 h1 em{font-style:normal; color:var(--lime);}\r\n#keyni-pno-1 p.sub{font-size:19px; color:rgba(255,255,255,0.82); max-width:580px; margin-top:22px;}\r\n#keyni-pno-1 .price-tag{\r\n  display:inline-flex; align-items:baseline; gap:6px; margin-top:22px;\r\n  background:rgba(255,255,255,0.08); border:1px solid rgba(255,255,255,0.16);\r\n  padding:12px 20px; border-radius:14px;\r\n}\r\n#keyni-pno-1 .price-tag .prefix{font-size:14px; color:rgba(255,255,255,0.7); font-weight:400;}\r\n#keyni-pno-1 .price-tag .amount{font-family:'Space Grotesk'; font-size:28px; font-weight:700; color:var(--lime);}\r\n#keyni-pno-1 .price-tag .unit{font-size:13px; color:rgba(255,255,255,0.7);}\r\n#keyni-pno-1 .cta-row{display:flex; gap:14px; margin-top:30px; flex-wrap:wrap; align-items:center;}\r\n#keyni-pno-1 .btn-primary{\r\n  background:var(--lime); color:var(--teal); font-weight:700; font-size:16px; padding:16px 30px;\r\n  border-radius:100px; text-decoration:none; display:inline-block; box-shadow:0 8px 24px rgba(197,224,32,0.25);\r\n}\r\n#keyni-pno-1 .btn-secondary{\r\n  background:transparent; color:#fff; font-weight:600; font-size:15px; padding:15px 26px;\r\n  border:1.5px solid rgba(255,255,255,0.35); border-radius:100px; text-decoration:none;\r\n}\r\n#keyni-pno-1 .trust-strip{display:flex; gap:28px; margin-top:40px; flex-wrap:wrap; font-size:13px; color:rgba(255,255,255,0.65);}\r\n#keyni-pno-1 .trust-strip strong{color:#fff; font-size:15px;}\r\n<\/style>\r\n<div id=\"keyni-pno-1\">\r\n  <div class=\"hero-inner\">\r\n    <div class=\"eyebrow\">\u25cf Assurance PNO \u2014 Propri\u00e9taire Non Occupant<\/div>\r\n    <h1>Votre PNO, en 3 minutes.<br><em>Sans jargon, sans surprise.<\/em><\/h1>\r\n    <p class=\"sub\">Une PNO 100% digitale, garanties compl\u00e8tes, et loyers rembours\u00e9s en cas de sinistre.<\/p>\r\n    <div class=\"price-tag\"><span class=\"prefix\">\u00c0 partir de<\/span><span class=\"amount\">4,25\u20ac<\/span><span class=\"unit\">\/ mois<\/span><\/div>\r\n    <div class=\"cta-row\">\r\n      <a href=\"https:\/\/souscription.keyni.eu\/tunnel\/pno-lld\/\" class=\"btn-primary\">Prot\u00e9ger mon bien maintenant \u2192<\/a>\r\n      <a href=\"#outils\" class=\"btn-secondary\">Voir les outils inclus<\/a>\r\n    <\/div>\r\n    <div class=\"trust-strip\">\r\n      <div><strong>4,7 \/ 5<\/strong><br>sur Trustpilot<\/div>\r\n      <div><strong>+5 000<\/strong><br>propri\u00e9taires assur\u00e9s<\/div>\r\n      <div><strong>3 min<\/strong><br>pour souscrire en ligne<\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30a4bcd elementor-widget elementor-widget-html\" data-id=\"30a4bcd\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n@import url('https:\/\/fonts.googleapis.com\/css2?family=Space+Grotesk:wght@500;600;700&family=Inter:wght@400;500;600;700&display=swap');\r\n#keyni-pno-guarantees {\r\n  --teal:#0A4751; --lime:#C5E020; --paper:#F5F3EC; --ink:#0E2422; --text-soft:#5B6E6C; --line:rgba(18,38,42,0.1);\r\n  font-family:'Inter',sans-serif; background:var(--paper); padding:70px 28px; text-align:center;\r\n}\r\n#keyni-pno-guarantees h2{font-family:'Space Grotesk',sans-serif; letter-spacing:-0.01em; margin:0;}\r\n#keyni-pno-guarantees .wrap{max-width:1080px; margin:0 auto;}\r\n#keyni-pno-guarantees .anchor{position:relative; top:-90px; display:block; visibility:hidden;}\r\n#keyni-pno-guarantees h2{font-size:clamp(22px,3vw,28px); font-weight:700; color:var(--ink);}\r\n#keyni-pno-guarantees h2 .highlight{color:var(--teal);}\r\n#keyni-pno-guarantees .subtitle{font-size:16px; color:var(--text-soft); margin-top:10px;}\r\n#keyni-pno-guarantees .grid{\r\n  display:grid !important; grid-template-columns:1fr 1fr 1fr !important; gap:24px !important; margin-top:40px;\r\n}\r\n#keyni-pno-guarantees .grid > *{display:none !important;}\r\n#keyni-pno-guarantees .grid > .card{display:block !important;}\r\n#keyni-pno-guarantees .card:nth-of-type(1){grid-column:1 !important; grid-row:1 !important;}\r\n#keyni-pno-guarantees .card:nth-of-type(2){grid-column:2 !important; grid-row:1 !important;}\r\n#keyni-pno-guarantees .card:nth-of-type(3){grid-column:3 !important; grid-row:1 !important;}\r\n#keyni-pno-guarantees .card{\r\n  background:#fff; border-radius:16px; padding:36px 28px; box-shadow:0 20px 40px -28px rgba(14,36,34,0.25);\r\n}\r\n#keyni-pno-guarantees .icon{\r\n  width:56px; height:56px; margin:0 auto 20px; display:flex; align-items:center; justify-content:center;\r\n}\r\n#keyni-pno-guarantees .card h3{font-family:'Space Grotesk'; font-size:17px; font-weight:700; color:var(--ink); margin:0 0 12px; line-height:1.35;}\r\n#keyni-pno-guarantees .card p{font-size:14px; color:var(--text-soft); margin:0; line-height:1.55;}\r\n#keyni-pno-guarantees .cta-row{margin-top:44px;}\r\n#keyni-pno-guarantees .btn-primary{\r\n  background:var(--lime); color:var(--ink); font-weight:700; font-size:16px;\r\n  padding:8px 8px 8px 26px; border-radius:100px; text-decoration:none;\r\n  display:inline-flex; align-items:center; gap:14px;\r\n  box-shadow:0 8px 24px rgba(197,224,32,0.3);\r\n}\r\n#keyni-pno-guarantees .btn-primary .arrow{\r\n  width:32px; height:32px; border-radius:50%; background:var(--ink); color:#fff;\r\n  display:flex; align-items:center; justify-content:center; font-size:15px;\r\n}\r\n@media(max-width:820px){\r\n  #keyni-pno-guarantees .grid{grid-template-columns:1fr !important;}\r\n  #keyni-pno-guarantees .card:nth-of-type(2){grid-column:1 !important; grid-row:2 !important;}\r\n  #keyni-pno-guarantees .card:nth-of-type(3){grid-column:1 !important; grid-row:3 !important;}\r\n}\r\n<\/style>\r\n<div id=\"keyni-pno-guarantees\">\r\n  <span id=\"garanties\" class=\"anchor\"><\/span>\r\n  <div class=\"wrap\">\r\n    <h2>La PNO Keyni : <span class=\"highlight\">N\u00b01 du march\u00e9<\/span>.<\/h2>\r\n    <p class=\"subtitle\">Votre bien prot\u00e9g\u00e9 \u00e0 chaque instant. Pens\u00e9e pour les investisseurs.<\/p>\r\n    <div class=\"grid\">\r\n      <div class=\"card\">\r\n        <div class=\"icon\">\r\n          <svg width=\"40\" height=\"40\" viewBox=\"0 0 40 40\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n            <path d=\"M20 5l13 5v9c0 8-5.5 14-13 16-7.5-2-13-8-13-16v-9l13-5z\" stroke=\"#0A4751\" stroke-width=\"2\" stroke-linejoin=\"round\"\/>\r\n            <path d=\"M14 20l4 4 8-8\" stroke=\"#0A4751\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\r\n          <\/svg>\r\n        <\/div>\r\n        <h3>Incendie, d\u00e9g\u00e2t des eaux<br>et vols couverts<\/h3>\r\n        <p>Garanties essentielles sont prises en charge dans la PNO Keyni.<\/p>\r\n      <\/div>\r\n      <div class=\"card\">\r\n        <div class=\"icon\">\r\n          <svg width=\"40\" height=\"40\" viewBox=\"0 0 40 40\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n            <rect x=\"5\" y=\"10\" width=\"27\" height=\"20\" rx=\"4\" stroke=\"#0A4751\" stroke-width=\"2\"\/>\r\n            <path d=\"M5 16h27\" stroke=\"#0A4751\" stroke-width=\"2\"\/>\r\n            <circle cx=\"33\" cy=\"10\" r=\"4\" fill=\"#32CDA5\"\/>\r\n            <text x=\"33\" y=\"13\" text-anchor=\"middle\" font-family=\"Space Grotesk, sans-serif\" font-size=\"6\" font-weight=\"700\" fill=\"#fff\">\u20ac<\/text>\r\n          <\/svg>\r\n        <\/div>\r\n        <h3>Perte de revenus<br>locatifs couverte<\/h3>\r\n        <p>Si un sinistre rend votre bien inhabitable, Keyni couvre vos pertes de loyers jusqu'au retour \u00e0 la normale.<\/p>\r\n      <\/div>\r\n      <div class=\"card\">\r\n        <div class=\"icon\">\r\n          <svg width=\"40\" height=\"40\" viewBox=\"0 0 40 40\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n            <path d=\"M6 10h16l12 12-16 16-12-12V10z\" stroke=\"#0A4751\" stroke-width=\"2\" stroke-linejoin=\"round\"\/>\r\n            <circle cx=\"14\" cy=\"18\" r=\"2.5\" stroke=\"#0A4751\" stroke-width=\"1.6\"\/>\r\n            <circle cx=\"33\" cy=\"10\" r=\"4\" fill=\"#0A4751\"\/>\r\n            <text x=\"33\" y=\"13\" text-anchor=\"middle\" font-family=\"Space Grotesk, sans-serif\" font-size=\"5.5\" font-weight=\"700\" fill=\"#32CDA5\">RC<\/text>\r\n          <\/svg>\r\n        <\/div>\r\n        <h3>Franchise<\/h3>\r\n        <p>Une des franchises les plus basses du march\u00e9 pour des garanties Premium.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n    <div class=\"cta-row\">\r\n      <a href=\"https:\/\/souscription.keyni.eu\/tunnel\/pno-lld\/\" class=\"btn-primary\">Je prot\u00e8ge mon bien maintenant <span class=\"arrow\">\u2192<\/span><\/a>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d0a35ee elementor-widget elementor-widget-html\" data-id=\"d0a35ee\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n@import url('https:\/\/fonts.googleapis.com\/css2?family=Space+Grotesk:wght@500;600;700&family=Inter:wght@400;500;600;700&display=swap');\r\n#keyni-pno-3 {\r\n  --teal:#0A4751; --lime:#C5E020; --paper:#F5F3EC;\r\n  font-family:'Inter',sans-serif; background:var(--paper); padding:20px 28px 80px;\r\n}\r\n#keyni-pno-3 h2,#keyni-pno-3 h4{font-family:'Space Grotesk',sans-serif; letter-spacing:-0.01em; margin:0;}\r\n#keyni-pno-3 .wrap{max-width:1120px; margin:0 auto;}\r\n#keyni-pno-3 .tools-card{\r\n  background:linear-gradient(120deg, var(--teal), #062F37); border-radius:24px; padding:52px; color:#fff;\r\n}\r\n#keyni-pno-3 .tools-head{max-width:640px;}\r\n#keyni-pno-3 .tools-head .tag{color:var(--lime); font-size:12px; font-weight:700; text-transform:uppercase; letter-spacing:.06em;}\r\n#keyni-pno-3 .tools-head h2{font-size:clamp(24px,3.2vw,32px); font-weight:600; margin-top:12px; line-height:1.3; color:#fff !important;}\r\n#keyni-pno-3 .tools-head p{color:rgba(255,255,255,0.72); margin-top:14px; font-size:16px;}\r\n#keyni-pno-3 .tools-grid{\r\n  display:grid !important; grid-template-columns:1fr 1fr 1fr !important; gap:20px !important; margin-top:36px;\r\n}\r\n#keyni-pno-3 .tools-grid > *{display:none !important;}\r\n#keyni-pno-3 .tools-grid > .tool-item{display:block !important;}\r\n#keyni-pno-3 .tool-item:nth-of-type(1){grid-column:1 !important; grid-row:1 !important;}\r\n#keyni-pno-3 .tool-item:nth-of-type(2){grid-column:2 !important; grid-row:1 !important;}\r\n#keyni-pno-3 .tool-item:nth-of-type(3){grid-column:3 !important; grid-row:1 !important;}\r\n#keyni-pno-3 .tool-item{background:rgba(255,255,255,0.06); border:1px solid rgba(255,255,255,0.12); border-radius:16px; padding:26px;}\r\n#keyni-pno-3 .tool-item .ic{font-size:26px; margin-bottom:14px;}\r\n#keyni-pno-3 .tool-item h4{font-size:16px; font-weight:600; margin:0 0 8px; color:#fff !important;}\r\n#keyni-pno-3 .tool-item p{font-size:13.5px; color:rgba(255,255,255,0.65); margin:0;}\r\n#keyni-pno-3 .tool-item .save{\r\n  margin-top:12px; display:inline-block; font-size:12.5px; font-weight:700; color:var(--lime);\r\n  background:rgba(197,224,32,0.12); padding:4px 10px; border-radius:100px;\r\n}\r\n#keyni-pno-3 .anchor{position:relative; top:-90px; display:block; visibility:hidden;}\r\n@media(max-width:820px){\r\n  #keyni-pno-3 .tools-grid{grid-template-columns:1fr !important;}\r\n  #keyni-pno-3 .tool-item:nth-of-type(2){grid-column:1 !important; grid-row:2 !important;}\r\n  #keyni-pno-3 .tool-item:nth-of-type(3){grid-column:1 !important; grid-row:3 !important;}\r\n  #keyni-pno-3 .tools-card{padding:34px 26px;}\r\n}\r\n<\/style>\r\n<div id=\"keyni-pno-3\">\r\n  <span id=\"outils\" class=\"anchor\"><\/span>\r\n  <div class=\"wrap\">\r\n    <div class=\"tools-card\">\r\n      <div class=\"tools-head\">\r\n        <span class=\"tag\">B\u00e9n\u00e9fice cach\u00e9 n\u00b01<\/span>\r\n        <h2>Ailleurs, un logiciel de gestion locative co\u00fbte environ 10\u20ac\/mois. Chez Keyni, il est inclus.<\/h2>\r\n        <p>Trois outils professionnels, offerts avec votre PNO \u2014 pas en option, pas en upsell.<\/p>\r\n      <\/div>\r\n      <div class=\"tools-grid\"><div class=\"tool-item\"><div class=\"ic\">\ud83d\udcca<\/div><h4>Logiciel de gestion locative<\/h4><p>Quittances automatiques, suivi de cashflow, tableau de bord patrimonial.<\/p><span class=\"save\">\u00c9conomie : ~120\u20ac\/an<\/span><\/div><div class=\"tool-item\"><div class=\"ic\">\u2696\ufe0f<\/div><h4>Juriste immobilier<\/h4><p>Une question sur votre bail ou votre situation ? Une r\u00e9ponse d'expert, incluse.<\/p><span class=\"save\">\u00c9conomie : consultation offerte<\/span><\/div><div class=\"tool-item\"><div class=\"ic\">\ud83d\udcc4<\/div><h4>Baux dynamiques<\/h4><p>Toujours conformes \u00e0 la r\u00e9glementation en vigueur, mis \u00e0 jour automatiquement.<\/p><span class=\"save\">\u00c9conomie : ~90\u20ac\/an<\/span><\/div><\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e784db5 elementor-widget elementor-widget-html\" data-id=\"e784db5\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n@import url('https:\/\/fonts.googleapis.com\/css2?family=Space+Grotesk:wght@500;600;700&family=Inter:wght@400;500;600;700&display=swap');\r\n#keyni-block-hero {\r\n  --ink:#0E2422; --paper:#F5F3EC; --teal:#0A4751; --text:#12262A; --text-soft:#5B6E6C;\r\n  background:var(--paper); font-family:'Inter',sans-serif; padding:60px 28px 40px; text-align:center;\r\n}\r\n#keyni-block-hero h1,#keyni-block-hero h2,#keyni-block-hero h3{font-family:'Space Grotesk',sans-serif; letter-spacing:-0.01em; margin:0;}\r\n#keyni-block-hero h1{font-size:clamp(30px,4.6vw,48px); font-weight:700; max-width:700px; margin:0 auto; line-height:1.12; color:var(--text);}\r\n#keyni-block-hero h2{font-size:clamp(20px,2.8vw,28px); font-weight:600; margin-top:12px; line-height:1.2; color:var(--text);}\r\n#keyni-block-hero h2 em{font-style:normal; color:var(--teal);}\r\n#keyni-block-hero h3{font-size:17px; font-weight:500; color:var(--text-soft); max-width:560px; margin:18px auto 0;}\r\n<\/style>\r\n<div id=\"keyni-block-hero\">\r\n  <h1>Comparatif PNO<\/h1>\r\n  <h2>Keyni fait <em>la diff\u00e9rence.<\/em><\/h2>\r\n  <h3>M\u00eames risques couverts, garanties tr\u00e8s diff\u00e9rentes. Voici exactement ce qui change.<\/h3>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d7c7ef elementor-widget elementor-widget-html\" data-id=\"2d7c7ef\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n#keyni-block-table-pno {\r\n  --ink:#0E2422; --paper:#F5F3EC; --mint:#32CDA5; --teal:#0A4751; --lime:#C5E020;\r\n  --text:#12262A; --text-soft:#5B6E6C; --line:rgba(18,38,42,0.12);\r\n  font-family:'Inter',sans-serif; background:var(--paper); padding:30px 28px 70px;\r\n}\r\n#keyni-block-table-pno .wrap{max-width:1080px; margin:0 auto;}\r\n#keyni-block-table-pno table{\r\n  width:100%; border-collapse:separate; border-spacing:0; background:#fff;\r\n  border-radius:20px; overflow:hidden; box-shadow:0 30px 60px -30px rgba(14,36,34,0.25);\r\n}\r\n#keyni-block-table-pno thead th{font-family:'Space Grotesk'; font-size:15px; padding:22px 20px; text-align:left; border-bottom:2px solid var(--line); vertical-align:middle;}\r\n#keyni-block-table-pno thead th:first-child{color:var(--text-soft); font-weight:500; font-size:13px; text-transform:uppercase; letter-spacing:.04em;}\r\n#keyni-block-table-pno thead th.keyni-col{background:var(--ink); color:#fff; position:relative;}\r\n#keyni-block-table-pno thead th.keyni-col .col-content{display:flex !important; flex-direction:column !important; gap:6px !important;}\r\n#keyni-block-table-pno thead th.keyni-col .badge{\r\n  display:inline-block !important; width:fit-content !important; font-size:11px; color:var(--ink) !important; font-weight:700;\r\n  text-transform:uppercase; letter-spacing:.05em; background:var(--lime) !important; padding:3px 10px !important;\r\n  border-radius:100px; margin:0 !important; line-height:1.6 !important;\r\n}\r\n#keyni-block-table-pno thead th.keyni-col .col-name{display:block !important; line-height:1.3 !important;}\r\n#keyni-block-table-pno tbody td{padding:18px 20px; font-size:14.5px; border-bottom:1px solid var(--line); vertical-align:top;}\r\n#keyni-block-table-pno tbody td:first-child{font-weight:600; color:var(--text); font-size:14px;}\r\n#keyni-block-table-pno tbody td.keyni-col{background:rgba(50,205,165,0.06); font-weight:600; color:var(--ink);}\r\n#keyni-block-table-pno tbody td.other-col{color:var(--text-soft);}\r\n#keyni-block-table-pno tbody tr:last-child td{border-bottom:none;}\r\n#keyni-block-table-pno .check{color:var(--mint); font-weight:700;}\r\n#keyni-block-table-pno .cross{color:#C6524F; font-weight:700;}\r\n<\/style>\r\n<div id=\"keyni-block-table-pno\">\r\n  <div class=\"wrap\">\r\n    <table>\r\n      <thead>\r\n        <tr>\r\n          <th><\/th>\r\n          <th class=\"keyni-col\"><div class=\"col-content\"><span class=\"badge\">Recommand\u00e9<\/span><span class=\"col-name\">Keyni<\/span><\/div><\/th>\r\n          <th>Assureur g\u00e9n\u00e9raliste classique<\/th>\r\n        <\/tr>\r\n      <\/thead>\r\n      <tbody>\r\n        <tr>\r\n          <td>Incendie<\/td>\r\n          <td class=\"keyni-col\"><span class=\"check\">\u2713<\/span> Inclus<\/td>\r\n          <td class=\"other-col\"><span class=\"check\">\u2713<\/span> Inclus<\/td>\r\n        <\/tr>\r\n        <tr>\r\n          <td>D\u00e9g\u00e2t des eaux<\/td>\r\n          <td class=\"keyni-col\"><span class=\"check\">\u2713<\/span> Inclus<\/td>\r\n          <td class=\"other-col\"><span class=\"check\">\u2713<\/span> Inclus<\/td>\r\n        <\/tr>\r\n        <tr>\r\n          <td>Franchise<\/td>\r\n          <td class=\"keyni-col\"><span class=\"check\">\u2713<\/span> 170\u20ac toutes causes<\/td>\r\n          <td class=\"other-col\"><span class=\"cross\">\u2715<\/span> 350\u20ac \u00e0 800\u20ac<\/td>\r\n        <\/tr>\r\n        <tr>\r\n          <td>Vol<\/td>\r\n          <td class=\"keyni-col\"><span class=\"check\">\u2713<\/span> Inclus<\/td>\r\n          <td class=\"other-col\"><span class=\"cross\">\u2715<\/span> Option payante<\/td>\r\n        <\/tr>\r\n        <tr>\r\n          <td>Bris de glace<\/td>\r\n          <td class=\"keyni-col\"><span class=\"check\">\u2713<\/span> Inclus<\/td>\r\n          <td class=\"other-col\"><span class=\"cross\">\u2715<\/span> Option payante<\/td>\r\n        <\/tr>\r\n        <tr>\r\n          <td>Perte de loyer<\/td>\r\n          <td class=\"keyni-col\"><span class=\"check\">\u2713<\/span> Oui, pendant 12 mois<\/td>\r\n          <td class=\"other-col\"><span class=\"cross\">\u2715<\/span> Inexistante<\/td>\r\n        <\/tr>\r\n        <tr>\r\n          <td>Outils de gestion locative<\/td>\r\n          <td class=\"keyni-col\"><span class=\"check\">\u2713<\/span> Inclus (logiciel + juriste + baux)<\/td>\r\n          <td class=\"other-col\"><span class=\"cross\">\u2715<\/span> Non inclus, souvent factur\u00e9s \u00e0 part<\/td>\r\n        <\/tr>\r\n      <\/tbody>\r\n    <\/table>\r\n  <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5043aad elementor-widget elementor-widget-html\" data-id=\"5043aad\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n@import url('https:\/\/fonts.googleapis.com\/css2?family=Space+Grotesk:wght@500;600;700&family=Inter:wght@400;500;600;700&display=swap');\r\n#keyni-pno-4 {\r\n  --teal:#0A4751; --mint:#32CDA5; --lime:#C5E020; --paper:#F5F3EC; --text-soft:#5B6E6C; --line:rgba(18,38,42,0.12); --radius:14px;\r\n  font-family:'Inter',sans-serif; background:var(--paper); padding:80px 0;\r\n}\r\n#keyni-pno-4 h2{font-family:'Space Grotesk',sans-serif; letter-spacing:-0.01em; margin:0;}\r\n#keyni-pno-4 .testi-head{max-width:600px; margin:0 auto 40px; padding:0 28px;}\r\n#keyni-pno-4 .testi-head .tag{color:var(--mint); font-size:12px; font-weight:700; text-transform:uppercase; letter-spacing:.06em;}\r\n#keyni-pno-4 .testi-head h2{font-size:clamp(26px,3.6vw,34px); font-weight:600; margin-top:12px;}\r\n\r\n\/* marquee continu *\/\r\n#keyni-pno-4 .testi-viewport{\r\n  overflow:hidden; position:relative;\r\n  -webkit-mask-image:linear-gradient(90deg, transparent, #000 6%, #000 94%, transparent);\r\n  mask-image:linear-gradient(90deg, transparent, #000 6%, #000 94%, transparent);\r\n}\r\n#keyni-pno-4 .testi-track{\r\n  display:flex !important; width:max-content;\r\n  animation:keyniMarquee 32s linear infinite;\r\n}\r\n#keyni-pno-4 .testi-viewport:hover .testi-track{animation-play-state:paused;}\r\n#keyni-pno-4 .testi-track > *{display:none !important;}\r\n#keyni-pno-4 .testi-track > .testi-slide{\r\n  display:block !important; flex:0 0 auto; width:380px; margin-right:24px;\r\n}\r\n#keyni-pno-4 .testi-card{background:#fff; border:1px solid var(--line); border-radius:var(--radius); padding:30px; height:100%; box-sizing:border-box;}\r\n#keyni-pno-4 .testi-card .stars{color:var(--lime); font-size:14px; margin-bottom:14px;}\r\n#keyni-pno-4 .testi-card p.quote{font-size:16px; font-weight:500; line-height:1.5; margin:0;}\r\n#keyni-pno-4 .testi-card .who{display:flex; align-items:center; gap:12px; margin-top:20px;}\r\n#keyni-pno-4 .testi-avatar{width:38px;height:38px;border-radius:50%; background:linear-gradient(135deg,var(--mint),var(--teal));\r\n  display:flex; align-items:center; justify-content:center; color:#fff; font-family:'Space Grotesk'; font-weight:700; font-size:14px; flex-shrink:0;}\r\n#keyni-pno-4 .who-name{font-size:14px; font-weight:600;}\r\n#keyni-pno-4 .who-role{font-size:12.5px; color:var(--text-soft);}\r\n\r\n@keyframes keyniMarquee{\r\n  from{ transform:translateX(0); }\r\n  to{ transform:translateX(-2020px); } \/* largeur exacte d'un jeu complet de 5 cartes (380+24)*5 *\/\r\n}\r\n\r\n@media(max-width:480px){\r\n  #keyni-pno-4 .testi-track > .testi-slide{width:300px;}\r\n  @keyframes keyniMarquee{ from{transform:translateX(0);} to{transform:translateX(-1620px);} } \/* (300+24)*5 *\/\r\n}\r\n<\/style>\r\n<div id=\"keyni-pno-4\">\r\n  <div class=\"testi-head\">\r\n    <span class=\"tag\">Ils ont s\u00e9curis\u00e9 leur bien<\/span>\r\n    <h2>Des investisseurs, pas juste des assur\u00e9s<\/h2>\r\n  <\/div>\r\n\r\n  <div class=\"testi-viewport\">\r\n    <div class=\"testi-track\" id=\"keyni-testi-track\">\r\n\r\n      <div class=\"testi-slide\">\r\n        <div class=\"testi-card\">\r\n          <div class=\"stars\">\u2605\u2605\u2605\u2605\u2605<\/div>\r\n          <p class=\"quote\">\u00ab J'ai souscrit des assurances PNO chez Keyni pour mes investissements locatifs. Le tarif est comp\u00e9titif, les garanties sont bien meilleures que mes anciens contrats, et l'\u00e9quipe tr\u00e8s sympathique et professionnelle. Merci Keyni ! \u00bb<\/p>\r\n          <div class=\"who\">\r\n            <div class=\"testi-avatar\">L<\/div>\r\n            <div><div class=\"who-name\">Louis<\/div><div class=\"who-role\">Investisseur immobilier<\/div><\/div>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n\r\n      <div class=\"testi-slide\">\r\n        <div class=\"testi-card\">\r\n          <div class=\"stars\">\u2605\u2605\u2605\u2605\u2605<\/div>\r\n          <p class=\"quote\">\u00ab Tr\u00e8s satisfait de l'assurance PNO propos\u00e9e par Keyni. L'\u00e9quipe est r\u00e9active et \u00e0 l'\u00e9coute, et elle accompagne efficacement dans les d\u00e9marches qui peuvent \u00eatre compliqu\u00e9es, comme les d\u00e9clarations de sinistre. Je recommande sans h\u00e9siter ! \u00bb<\/p>\r\n          <div class=\"who\">\r\n            <div class=\"testi-avatar\">Q<\/div>\r\n            <div><div class=\"who-name\">Quentin<\/div><div class=\"who-role\">Investisseur immobilier<\/div><\/div>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n\r\n      <div class=\"testi-slide\">\r\n        <div class=\"testi-card\">\r\n          <div class=\"stars\">\u2605\u2605\u2605\u2605\u2605<\/div>\r\n          <p class=\"quote\">\u00ab Le parcours de souscription est 100% en ligne, fluide et sans accroc. Le site est tr\u00e8s intuitif et le service client r\u00e9actif si on a des questions. \u00bb<\/p>\r\n          <div class=\"who\">\r\n            <div class=\"testi-avatar\">A<\/div>\r\n            <div><div class=\"who-name\">Alexandra D.<\/div><div class=\"who-role\">Investisseur immobilier<\/div><\/div>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n\r\n      <div class=\"testi-slide\">\r\n        <div class=\"testi-card\">\r\n          <div class=\"stars\">\u2605\u2605\u2605\u2605\u2605<\/div>\r\n          <p class=\"quote\">\u00ab J'ai d\u00e9clar\u00e9 un sinistre suite \u00e0 un d\u00e9g\u00e2t des eaux et je dois reconna\u00eetre que j'ai \u00e9t\u00e9 tr\u00e8s bien accompagn\u00e9e. La personne qui a g\u00e9r\u00e9 mon dossier a tout fait pour me simplifier la vie, bravo \u00e0 vous. \u00bb<\/p>\r\n          <div class=\"who\">\r\n            <div class=\"testi-avatar\">S<\/div>\r\n            <div><div class=\"who-name\">Sophie C.<\/div><div class=\"who-role\">Investisseuse immobili\u00e8re<\/div><\/div>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n\r\n      <div class=\"testi-slide\">\r\n        <div class=\"testi-card\">\r\n          <div class=\"stars\">\u2605\u2605\u2605\u2605\u2606<\/div>\r\n          <p class=\"quote\">\u00ab Apr\u00e8s un d\u00e9g\u00e2t des eaux dans un appartement lou\u00e9, l'\u00e9quipe Keyni a \u00e9t\u00e9 r\u00e9active, avec des explications claires et un bon suivi. Le remboursement \u00e9tait conforme au montant du dommage constat\u00e9. Une \u00e9quipe s\u00e9rieuse et rassurante. \u00bb<\/p>\r\n          <div class=\"who\">\r\n            <div class=\"testi-avatar\">M<\/div>\r\n            <div><div class=\"who-name\">Mathilde B.<\/div><div class=\"who-role\">Investisseuse immobili\u00e8re<\/div><\/div>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<script>\r\n(function(){\r\n  var track = document.getElementById('keyni-testi-track');\r\n  var originalSlides = Array.prototype.slice.call(track.children);\r\n  originalSlides.forEach(function(slide){\r\n    track.appendChild(slide.cloneNode(true));\r\n  });\r\n})();\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d6752a0 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"d6752a0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-82cfdfa\" data-id=\"82cfdfa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9cea9cb elementor-widget elementor-widget-spacer\" data-id=\"9cea9cb\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4a48431 elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"4a48431\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ed8ac81\" data-id=\"ed8ac81\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-733a2cb elementor-widget elementor-widget-html\" data-id=\"733a2cb\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n@import url('https:\/\/fonts.googleapis.com\/css2?family=Space+Grotesk:wght@500;600;700&family=Inter:wght@400;500;600;700&display=swap');\r\n#keyni-sinistre-block {\r\n  --teal:#0A4751; --mint:#32CDA5; --lime:#C5E020; --ink:#0E2422; --text-soft:#5B6E6C; --line:rgba(18,38,42,0.12);\r\n  font-family:'Inter',sans-serif; background:#fff; padding:70px 28px;\r\n}\r\n#keyni-sinistre-block h2{font-family:'Space Grotesk',sans-serif; letter-spacing:-0.01em; margin:0;}\r\n#keyni-sinistre-block .wrap{max-width:1180px; margin:0 auto;}\r\n#keyni-sinistre-block .layout{\r\n  display:grid !important; grid-template-columns:1.6fr 1fr !important; gap:48px; align-items:center;\r\n}\r\n#keyni-sinistre-block .layout > *{display:none !important;}\r\n#keyni-sinistre-block .layout > .content-col{display:block !important; grid-column:1 !important; grid-row:1 !important;}\r\n#keyni-sinistre-block .layout > .photo-col{display:block !important; grid-column:2 !important; grid-row:1 !important;}\r\n\r\n#keyni-sinistre-block h2{font-size:clamp(24px,3.2vw,32px); font-weight:700; color:var(--ink); line-height:1.25;}\r\n#keyni-sinistre-block h2 .highlight{color:var(--mint);}\r\n#keyni-sinistre-block .subtitle{font-size:16px; color:var(--text-soft); margin-top:12px; max-width:560px;}\r\n\r\n#keyni-sinistre-block .steps{\r\n  display:grid !important; grid-template-columns:1fr 1fr 1fr !important; gap:24px; margin-top:44px; align-items:stretch;\r\n}\r\n#keyni-sinistre-block .steps > *{display:none !important;}\r\n#keyni-sinistre-block .steps > .step{display:flex !important; flex-direction:column;}\r\n#keyni-sinistre-block .step:nth-of-type(1){grid-column:1 !important; grid-row:1 !important;}\r\n#keyni-sinistre-block .step:nth-of-type(2){grid-column:2 !important; grid-row:1 !important;}\r\n#keyni-sinistre-block .step:nth-of-type(3){grid-column:3 !important; grid-row:1 !important;}\r\n\r\n#keyni-sinistre-block .step{position:relative; padding-top:22px; height:100%;}\r\n#keyni-sinistre-block .step-num{\r\n  position:absolute; top:0; left:0; width:38px; height:38px; border-radius:50%; background:var(--teal); color:#fff;\r\n  display:flex; align-items:center; justify-content:center; font-family:'Space Grotesk'; font-weight:700; font-size:15px;\r\n  z-index:2; box-shadow:0 6px 14px rgba(10,71,81,0.3);\r\n}\r\n#keyni-sinistre-block .step-card{\r\n  background:#fff; border:1px solid var(--line); border-radius:16px; overflow:hidden;\r\n  box-shadow:0 16px 32px -20px rgba(14,36,34,0.25);\r\n  display:flex; flex-direction:column; flex:1;\r\n}\r\n#keyni-sinistre-block .step-label{\r\n  display:inline-block; background:var(--teal); color:#fff; font-size:13px; font-weight:700;\r\n  padding:8px 16px; border-radius:8px; margin:16px 16px 0;\r\n  align-self:flex-start;\r\n}\r\n#keyni-sinistre-block .step-visual{\r\n  background:rgba(50,205,165,0.12); margin:16px; border-radius:12px;\r\n  height:110px; flex-shrink:0;\r\n  display:flex; align-items:center; justify-content:center;\r\n}\r\n#keyni-sinistre-block .step-caption{\r\n  font-size:14px; color:var(--ink); text-align:center; line-height:1.5; padding:0 16px 20px;\r\n  flex:1; display:flex; align-items:center; justify-content:center;\r\n}\r\n\r\n#keyni-sinistre-block .cta-row{margin-top:36px;}\r\n#keyni-sinistre-block .btn-primary{\r\n  background:var(--lime); color:var(--ink); font-weight:700; font-size:15px; padding:14px 28px;\r\n  border-radius:100px; text-decoration:none; display:inline-block;\r\n}\r\n\r\n#keyni-sinistre-block .photo-col img{\r\n  width:100%; aspect-ratio:4\/3; object-fit:cover; border-radius:16px; display:block;\r\n  box-shadow:0 24px 48px -20px rgba(14,36,34,0.3);\r\n}\r\n\r\n@media(max-width:960px){\r\n  #keyni-sinistre-block .layout{grid-template-columns:1fr !important;}\r\n  #keyni-sinistre-block .layout > .photo-col{grid-column:1 !important; grid-row:2 !important; margin-top:12px;}\r\n}\r\n@media(max-width:720px){\r\n  #keyni-sinistre-block .steps{grid-template-columns:1fr !important;}\r\n  #keyni-sinistre-block .step:nth-of-type(2){grid-column:1 !important; grid-row:2 !important;}\r\n  #keyni-sinistre-block .step:nth-of-type(3){grid-column:1 !important; grid-row:3 !important;}\r\n}\r\n<\/style>\r\n<div id=\"keyni-sinistre-block\">\r\n  <div class=\"wrap\">\r\n    <div class=\"layout\">\r\n      <div class=\"content-col\">\r\n        <h2>Un sinistre ? Rien de plus simple avec <span class=\"highlight\">Keyni<\/span><\/h2>\r\n        <p class=\"subtitle\">Une gestion de sinistre rapide et efficace, avec un interlocuteur unique et d\u00e9di\u00e9 \u00e0 chaque \u00e9tape.<\/p>\r\n\r\n        <div class=\"steps\">\r\n          <div class=\"step\">\r\n            <div class=\"step-num\">1<\/div>\r\n            <div class=\"step-card\">\r\n              <div class=\"step-label\">D\u00e9clarer un sinistre<\/div>\r\n              <div class=\"step-visual\">\r\n                <svg width=\"40\" height=\"40\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M8 3h8a1 1 0 0 1 1 1v16a1 1 0 0 1-1 1H8a1 1 0 0 1-1-1V4a1 1 0 0 1 1-1z\" stroke=\"#0A4751\" stroke-width=\"1.8\"\/><path d=\"M9 8h6M9 12h6M9 16h3\" stroke=\"#0A4751\" stroke-width=\"1.8\" stroke-linecap=\"round\"\/><\/svg>\r\n              <\/div>\r\n              <p class=\"step-caption\">Remplir le formulaire<br>sur votre espace client.<\/p>\r\n            <\/div>\r\n          <\/div>\r\n\r\n          <div class=\"step\">\r\n            <div class=\"step-num\">2<\/div>\r\n            <div class=\"step-card\">\r\n              <div class=\"step-label\">Un expert vous appelle<\/div>\r\n              <div class=\"step-visual\">\r\n                <svg width=\"40\" height=\"40\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6.6 10.8c1.4 2.8 3.8 5.2 6.6 6.6l2.2-2.2c.3-.3.7-.4 1-.2 1.1.4 2.3.6 3.6.6.6 0 1 .4 1 1V20c0 .6-.4 1-1 1C10.4 21 3 13.6 3 4.9c0-.6.4-1 1-1h3.4c.6 0 1 .4 1 1 0 1.3.2 2.5.6 3.6.1.4 0 .8-.2 1L6.6 10.8z\" stroke=\"#0A4751\" stroke-width=\"1.8\" stroke-linejoin=\"round\"\/><\/svg>\r\n              <\/div>\r\n              <p class=\"step-caption\">On vous appelle<br>sous 24 heures.<\/p>\r\n            <\/div>\r\n          <\/div>\r\n\r\n          <div class=\"step\">\r\n            <div class=\"step-num\">3<\/div>\r\n            <div class=\"step-card\">\r\n              <div class=\"step-label\">Vous \u00eates indemnis\u00e9<\/div>\r\n              <div class=\"step-visual\">\r\n                <svg width=\"40\" height=\"40\" viewBox=\"0 0 24 24\" fill=\"none\"><rect x=\"3\" y=\"8\" width=\"18\" height=\"12\" rx=\"2\" stroke=\"#0A4751\" stroke-width=\"1.8\"\/><path d=\"M3 11h18\" stroke=\"#0A4751\" stroke-width=\"1.8\"\/><path d=\"M7 15h4\" stroke=\"#0A4751\" stroke-width=\"1.8\" stroke-linecap=\"round\"\/><path d=\"M12 3v4M9.5 5.5L12 3l2.5 2.5\" stroke=\"#32CDA5\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg>\r\n              <\/div>\r\n              <p class=\"step-caption\">Vous recevez votre<br>indemnisation par virement.<\/p>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"cta-row\">\r\n          <a href=\"#\" class=\"btn-primary\">Voir d\u00e9tails<\/a>\r\n        <\/div>\r\n      <\/div>\r\n\r\n      <div class=\"photo-col\">\r\n        <img decoding=\"async\" src=\"https:\/\/keyni.eu\/wp-content\/uploads\/2024\/11\/Design-sans-titre-87.png\" alt=\"Client Keyni satisfait, sinistre g\u00e9r\u00e9 simplement\">\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-237bd4b elementor-widget elementor-widget-html\" data-id=\"237bd4b\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n#keyni-pno-case {\r\n  --ink:#0E2422; --paper:#F5F3EC; --lime:#C5E020; --teal:#0A4751;\r\n  font-family:'Inter',sans-serif; background:var(--paper); padding:20px 28px 70px;\r\n}\r\n#keyni-pno-case h1,#keyni-pno-case h2{font-family:'Space Grotesk',sans-serif; letter-spacing:-0.01em; margin:0;}\r\n#keyni-pno-case .wrap{max-width:1080px; margin:0 auto;}\r\n#keyni-pno-case .case-card{\r\n  background:linear-gradient(120deg, var(--teal), #062F37); border-radius:24px; padding:52px; color:#fff;\r\n  display:grid !important; grid-template-columns:1fr 1fr !important; gap:44px; align-items:center;\r\n}\r\n#keyni-pno-case .case-card > *{display:none !important;}\r\n#keyni-pno-case .case-card > .case-left{display:block !important; grid-column:1 !important; grid-row:1 !important;}\r\n#keyni-pno-case .case-card > .case-right{display:block !important; grid-column:2 !important; grid-row:1 !important;}\r\n#keyni-pno-case .case-left .tag{color:var(--lime); font-size:12px; font-weight:700; text-transform:uppercase; letter-spacing:.06em;}\r\n#keyni-pno-case .case-left h2{font-size:clamp(22px,3vw,28px); font-weight:600; margin-top:12px; line-height:1.35; color:#fff !important;}\r\n#keyni-pno-case .case-left p{color:rgba(255,255,255,0.7); margin-top:14px; font-size:15px;}\r\n#keyni-pno-case .case-right{background:rgba(255,255,255,0.06); border:1px solid rgba(255,255,255,0.12); border-radius:16px; padding:28px;}\r\n#keyni-pno-case .case-row{display:flex; justify-content:space-between; padding:12px 0; border-bottom:1px dashed rgba(255,255,255,0.15); font-size:14.5px;}\r\n#keyni-pno-case .case-row:last-child{border-bottom:none;}\r\n#keyni-pno-case .case-row.total{font-family:'Space Grotesk'; font-weight:700; font-size:17px; color:var(--lime); padding-top:16px;}\r\n@media(max-width:820px){\r\n  #keyni-pno-case .case-card{grid-template-columns:1fr !important; padding:34px 26px;}\r\n  #keyni-pno-case .case-card > .case-right{grid-column:1 !important; grid-row:2 !important;}\r\n}\r\n<\/style>\r\n<div id=\"keyni-pno-case\">\r\n  <div class=\"wrap\"><div class=\"case-card\"><div class=\"case-left\"><span class=\"tag\">Cas concret sans assurance PNO <\/span><h2>D\u00e9g\u00e2t des eaux : votre locataire doit \u00eatre relog\u00e9. Deux fa\u00e7ons tr\u00e8s diff\u00e9rentes de vivre la m\u00eame situation.<\/h2><p>Loyer mensuel : 800\u20ac. Sinistre d\u00e9g\u00e2t des eaux, logement rendu inhabitable, relogement du locataire pendant 5 mois.<\/p><\/div><div class=\"case-right\"><div class=\"case-row\"><span>Loyers perdus (5 mois)<\/span><span>4 000 \u20ac<\/span><\/div><div class=\"case-row\"><span>Franchise assureur classique<\/span><span>600 \u20ac<\/span><\/div><div class=\"case-row\"><span>Prise en charge de la perte de loyer<\/span><span>Souvent inexistante<\/span><\/div><div class=\"case-row total\"><span>Chez Keyni<\/span><span>Le loyer est couvert 12 mois, franchise 170\u20ac<\/span><\/div><\/div><\/div><\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19024d4 elementor-widget elementor-widget-html\" data-id=\"19024d4\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n@import url('https:\/\/fonts.googleapis.com\/css2?family=Space+Grotesk:wght@500;600;700&family=Inter:wght@400;500;600;700&display=swap');\r\n#keyni-help-block {\r\n  --teal:#0A4751; --mint:#32CDA5; --lime:#C5E020; --ink:#0E2422; --text-soft:#5B6E6C; --paper:#F5F3EC;\r\n  font-family:'Inter',sans-serif; background:var(--paper); padding:20px 28px 60px;\r\n}\r\n#keyni-help-block h2{font-family:'Space Grotesk',sans-serif; letter-spacing:-0.01em; margin:0;}\r\n#keyni-help-block .wrap{max-width:1120px; margin:0 auto;}\r\n#keyni-help-block .grid{\r\n  display:grid !important; grid-template-columns:1fr 1.3fr !important; gap:0 !important;\r\n  border-radius:18px; overflow:hidden; box-shadow:0 20px 44px -24px rgba(14,36,34,0.25);\r\n}\r\n#keyni-help-block .grid > *{display:none !important;}\r\n#keyni-help-block .grid > .photo-col{display:block !important; grid-column:1 !important; grid-row:1 !important;}\r\n#keyni-help-block .grid > .text-col{display:flex !important; grid-column:2 !important; grid-row:1 !important;}\r\n\r\n#keyni-help-block .photo-col{height:100%; min-height:320px;}\r\n#keyni-help-block .photo-col img{width:100%; height:100%; object-fit:cover; display:block;}\r\n\r\n#keyni-help-block .text-col{\r\n  background:#fff; padding:44px 48px; flex-direction:column; justify-content:center;\r\n}\r\n#keyni-help-block h2{font-size:clamp(24px,3vw,30px); font-weight:700; color:var(--ink);}\r\n#keyni-help-block p{font-size:15.5px; color:var(--text-soft); line-height:1.65; margin:18px 0 0;}\r\n#keyni-help-block p strong{color:var(--ink); font-weight:700;}\r\n#keyni-help-block .cta-link{\r\n  display:inline-flex; align-items:center; gap:8px; margin-top:26px;\r\n  font-family:'Space Grotesk'; font-weight:700; font-size:16px; color:var(--teal); text-decoration:none;\r\n}\r\n#keyni-help-block .cta-link .arrow{\r\n  width:26px; height:26px; border-radius:50%; background:var(--lime); color:var(--ink);\r\n  display:flex; align-items:center; justify-content:center; font-size:13px; flex-shrink:0;\r\n}\r\n\r\n@media(max-width:820px){\r\n  #keyni-help-block .grid{grid-template-columns:1fr !important;}\r\n  #keyni-help-block .grid > .text-col{grid-column:1 !important; grid-row:2 !important;}\r\n  #keyni-help-block .photo-col{min-height:260px;}\r\n  #keyni-help-block .text-col{padding:36px 28px;}\r\n}\r\n<\/style>\r\n<div id=\"keyni-help-block\">\r\n  <div class=\"wrap\">\r\n    <div class=\"grid\">\r\n      <div class=\"photo-col\">\r\n        <img decoding=\"async\" src=\"https:\/\/keyni.eu\/wp-content\/uploads\/2024\/11\/Design-sans-titre-91.png\" alt=\"Une experte Keyni \u00e0 votre \u00e9coute\">\r\n      <\/div>\r\n      <div class=\"text-col\">\r\n        <h2>Vous avez besoin d'aide ?<\/h2>\r\n        <p>Nos experts Keyni sont l\u00e0 pour vous accompagner ! Discutez avec nous via chat, e-mail, t\u00e9l\u00e9phone ou sur vos r\u00e9seaux sociaux pr\u00e9f\u00e9r\u00e9s.<\/p>\r\n        <p>La Keyni Team, 100% bas\u00e9e en \ud83c\uddeb\ud83c\uddf7, vous garantit une assistance de qualit\u00e9 con\u00e7ue pr\u00e8s de chez vous.<\/p>\r\n        <a href=\"https:\/\/keyni.eu\/index.php\/avis\/\" class=\"cta-link\">Voir nos avis <span class=\"arrow\">\u2192<\/span><\/a>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eeadf43 elementor-widget elementor-widget-html\" data-id=\"eeadf43\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n@import url('https:\/\/fonts.googleapis.com\/css2?family=Space+Grotesk:wght@500;600;700&family=Inter:wght@400;500;600;700&display=swap');\r\n#keyni-pno-5 {\r\n  --teal:#0A4751; --paper:#F5F3EC; --text-soft:#5B6E6C; --line:rgba(18,38,42,0.12);\r\n  font-family:'Inter',sans-serif; background:var(--paper); padding:80px 28px;\r\n}\r\n#keyni-pno-5 h2{font-family:'Space Grotesk',sans-serif; letter-spacing:-0.01em; margin:0;}\r\n#keyni-pno-5 .wrap{max-width:1120px; margin:0 auto;}\r\n#keyni-pno-5 .faq-head{max-width:600px; margin-bottom:40px;}\r\n#keyni-pno-5 .faq-head .tag{color:var(--teal); font-size:12px; font-weight:700; text-transform:uppercase; letter-spacing:.06em;}\r\n#keyni-pno-5 .faq-head h2{font-size:clamp(26px,3.6vw,34px); font-weight:600; margin-top:12px;}\r\n#keyni-pno-5 .faq-list{max-width:820px;}\r\n#keyni-pno-5 .faq-item{border-bottom:1px solid var(--line); padding:20px 0;}\r\n#keyni-pno-5 .faq-q{display:flex; justify-content:space-between; align-items:center; cursor:pointer;\r\n  font-family:'Space Grotesk'; font-weight:600; font-size:16px;}\r\n#keyni-pno-5 .faq-q .plus{font-size:22px; color:var(--teal);}\r\n#keyni-pno-5 .faq-a{font-size:15px; color:var(--text-soft); margin-top:12px; line-height:1.6;}\r\n<\/style>\r\n<div id=\"keyni-pno-5\">\r\n  <div class=\"wrap\">\r\n    <div class=\"faq-head\">\r\n      <span class=\"tag\">Vos questions<\/span>\r\n      <h2>Ce que vous devez savoir avant de souscrire<\/h2>\r\n    <\/div>\r\n    <div class=\"faq-list\">\r\n      <details class=\"faq-item\" open>\r\n        <summary class=\"faq-q\">La PNO est-elle obligatoire ?<span class=\"plus\">+<\/span><\/summary>\r\n        <p class=\"faq-a\">Oui, d\u00e8s lors que votre bien est en copropri\u00e9t\u00e9 \u2014 c'est une obligation l\u00e9gale \u00e0 la remise des cl\u00e9s, ind\u00e9pendamment de l'assurance de votre locataire.<\/p>\r\n      <\/details>\r\n      <details class=\"faq-item\">\r\n        <summary class=\"faq-q\">Quelle diff\u00e9rence avec l'assurance de mon locataire ?<span class=\"plus\">+<\/span><\/summary>\r\n        <p class=\"faq-a\">L'assurance de votre locataire (MRH) ne vous couvre pas en tant que propri\u00e9taire. La PNO prot\u00e8ge votre bien, votre responsabilit\u00e9 civile et vos revenus locatifs, ind\u00e9pendamment de ce que souscrit votre locataire.<\/p>\r\n      <\/details>\r\n      <details class=\"faq-item\">\r\n        <summary class=\"faq-q\">Puis-je r\u00e9silier mon contrat actuel \u00e0 tout moment pour passer chez Keyni ?<span class=\"plus\">+<\/span><\/summary>\r\n        <p class=\"faq-a\">Dans la majorit\u00e9 des cas oui, notamment apr\u00e8s la premi\u00e8re ann\u00e9e de contrat (loi Hamon). Nos \u00e9quipes vous accompagnent gratuitement dans les d\u00e9marches de r\u00e9siliation.<\/p>\r\n      <\/details>\r\n      <details class=\"faq-item\">\r\n        <summary class=\"faq-q\">Que couvre exactement le vol et le bris de glace ?<span class=\"plus\">+<\/span><\/summary>\r\n        <p class=\"faq-a\">Ces garanties, souvent en option chez nos concurrents, sont incluses en standard dans votre contrat Keyni, sans surco\u00fbt.<\/p>\r\n      <\/details>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb38762 elementor-widget elementor-widget-html\" data-id=\"cb38762\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n@import url('https:\/\/fonts.googleapis.com\/css2?family=Space+Grotesk:wght@500;600;700&family=Inter:wght@400;500;600;700&display=swap');\r\n#keyni-pno-6 {\r\n  --teal:#0A4751; --lime:#C5E020;\r\n  font-family:'Inter',sans-serif; background:var(--teal); color:#fff; padding:80px 28px; text-align:center;\r\n}\r\n#keyni-pno-6 h2{font-family:'Space Grotesk',sans-serif; letter-spacing:-0.01em; margin:0;}\r\n#keyni-pno-6 .wrap{max-width:1120px; margin:0 auto;}\r\n#keyni-pno-6 h2{font-size:clamp(28px,4vw,40px); font-weight:700; max-width:640px; margin:0 auto; color:#fff !important;}\r\n#keyni-pno-6 p{color:rgba(255,255,255,0.7); margin-top:14px; font-size:16px;}\r\n#keyni-pno-6 .cta-row{justify-content:center; margin-top:30px; display:flex;}\r\n#keyni-pno-6 .btn-primary{\r\n  background:var(--lime); color:var(--teal); font-weight:700; font-size:16px; padding:16px 30px;\r\n  border-radius:100px; text-decoration:none; display:inline-block; box-shadow:0 8px 24px rgba(197,224,32,0.25);\r\n}\r\n#keyni-pno-6 .ab-note{\r\n  margin-top:20px; font-size:12px; color:rgba(255,255,255,0.5); max-width:480px; margin-left:auto; margin-right:auto;\r\n}\r\n<\/style>\r\n<div id=\"keyni-pno-6\">\r\n  <div class=\"wrap\">\r\n    <h2>Votre bien m\u00e9rite mieux qu'une case coch\u00e9e sur un formulaire.<\/h2>\r\n    <p>Devis gratuit en 3 minutes. Sans engagement.<\/p>\r\n    <div class=\"cta-row\">\r\n      <a href=\"#\" class=\"btn-primary\">Je s\u00e9curise mon investissement \u2192<\/a>\r\n    <\/div>\r\n    <div class=\"ab-note\"><\/div>\r\n  <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e440b1c elementor-widget elementor-widget-html\" data-id=\"e440b1c\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n@import url('https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@400;500;600;700&display=swap');\r\n#keyni-block-footer {\r\n  --paper:#F5F3EC; --text-soft:#5B6E6C; --line:rgba(18,38,42,0.12);\r\n  font-family:'Inter',sans-serif; background:var(--paper); padding:34px 28px;\r\n  text-align:center; font-size:13px; color:var(--text-soft); border-top:1px solid var(--line);\r\n}\r\n<\/style>\r\n<div id=\"keyni-block-footer\">\r\n  Keyni SAS \u2014 ORIAS n\u00b012065679 \u00b7 Entreprise contr\u00f4l\u00e9e par l'ACPR \u00b7 4,7\/5 sur Trustpilot\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c9200a6 elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"c9200a6\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f405dae\" data-id=\"f405dae\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c1732ea elementor-widget elementor-widget-spacer\" data-id=\"c1732ea\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ba53f7a elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"ba53f7a\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d320eca\" data-id=\"d320eca\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Prot\u00e9ger mon bien \u25cf Assurance PNO \u2014 Propri\u00e9taire Non Occupant Votre PNO, en 3 minutes.Sans jargon, sans surprise. Une PNO 100% digitale, garanties compl\u00e8tes, et loyers rembours\u00e9s en cas de sinistre. \u00c0 partir de4,25\u20ac\/ mois Prot\u00e9ger mon bien maintenant \u2192 Voir les outils inclus 4,7 \/ 5sur Trustpilot +5 000propri\u00e9taires assur\u00e9s 3 minpour souscrire en ligne La PNO Keyni : N\u00b01 du march\u00e9. Votre bien prot\u00e9g\u00e9 \u00e0 chaque instant. Pens\u00e9e pour les investisseurs. Incendie, d\u00e9g\u00e2t des eauxet vols couverts Garanties essentielles sont prises en charge dans la PNO Keyni. \u20ac Perte de revenuslocatifs couverte Si un sinistre rend votre bien inhabitable, Keyni couvre vos pertes de loyers jusqu&#8217;au retour \u00e0 la normale. RC Franchise Une des franchises les plus basses du march\u00e9 pour des garanties Premium. Je prot\u00e8ge mon bien maintenant \u2192 B\u00e9n\u00e9fice cach\u00e9 n\u00b01 Ailleurs, un logiciel de gestion locative co\u00fbte environ 10\u20ac\/mois. Chez Keyni, il est inclus. Trois outils professionnels, offerts avec votre PNO \u2014 pas en option, pas en upsell. \ud83d\udcca Logiciel de gestion locative Quittances automatiques, suivi de cashflow, tableau de bord patrimonial. \u00c9conomie : ~120\u20ac\/an\u2696\ufe0f Juriste immobilier Une question sur votre bail ou votre situation ? Une r\u00e9ponse d&#8217;expert, incluse. \u00c9conomie : consultation offerte\ud83d\udcc4 Baux dynamiques Toujours conformes \u00e0 la r\u00e9glementation en vigueur, mis \u00e0 jour automatiquement. \u00c9conomie : ~90\u20ac\/an Comparatif PNO Keyni fait la diff\u00e9rence. M\u00eames risques couverts, garanties tr\u00e8s diff\u00e9rentes. Voici exactement ce qui change. Recommand\u00e9Keyni Assureur g\u00e9n\u00e9raliste classique Incendie \u2713 Inclus \u2713 Inclus D\u00e9g\u00e2t des eaux \u2713 Inclus \u2713 Inclus Franchise \u2713 170\u20ac toutes causes \u2715 350\u20ac \u00e0 800\u20ac Vol \u2713 Inclus \u2715 Option payante Bris de glace \u2713 Inclus \u2715 Option payante Perte de loyer \u2713 Oui, pendant 12 mois \u2715 Inexistante Outils de gestion locative \u2713 Inclus (logiciel + juriste + baux) \u2715 Non inclus, souvent factur\u00e9s \u00e0 part Ils ont s\u00e9curis\u00e9 leur bien Des investisseurs, pas juste des assur\u00e9s \u2605\u2605\u2605\u2605\u2605 \u00ab J&#8217;ai souscrit des assurances PNO chez Keyni pour mes investissements locatifs. Le tarif est comp\u00e9titif, les garanties sont bien meilleures que mes anciens contrats, et l&#8217;\u00e9quipe tr\u00e8s sympathique et professionnelle. Merci Keyni ! \u00bb L LouisInvestisseur immobilier \u2605\u2605\u2605\u2605\u2605 \u00ab Tr\u00e8s satisfait de l&#8217;assurance PNO propos\u00e9e par Keyni. L&#8217;\u00e9quipe est r\u00e9active et \u00e0 l&#8217;\u00e9coute, et elle accompagne efficacement dans les d\u00e9marches qui peuvent \u00eatre compliqu\u00e9es, comme les d\u00e9clarations de sinistre. Je recommande sans h\u00e9siter ! \u00bb Q QuentinInvestisseur immobilier \u2605\u2605\u2605\u2605\u2605 \u00ab Le parcours de souscription est 100% en ligne, fluide et sans accroc. Le site est tr\u00e8s intuitif et le service client r\u00e9actif si on a des questions. \u00bb A Alexandra D.Investisseur immobilier \u2605\u2605\u2605\u2605\u2605 \u00ab J&#8217;ai d\u00e9clar\u00e9 un sinistre suite \u00e0 un d\u00e9g\u00e2t des eaux et je dois reconna\u00eetre que j&#8217;ai \u00e9t\u00e9 tr\u00e8s bien accompagn\u00e9e. La personne qui a g\u00e9r\u00e9 mon dossier a tout fait pour me simplifier la vie, bravo \u00e0 vous. \u00bb S Sophie C.Investisseuse immobili\u00e8re \u2605\u2605\u2605\u2605\u2606 \u00ab Apr\u00e8s un d\u00e9g\u00e2t des eaux dans un appartement lou\u00e9, l&#8217;\u00e9quipe Keyni a \u00e9t\u00e9 r\u00e9active, avec des explications claires et un bon suivi. Le remboursement \u00e9tait conforme au montant du dommage constat\u00e9. Une \u00e9quipe s\u00e9rieuse et rassurante. \u00bb M Mathilde B.Investisseuse immobili\u00e8re Un sinistre ? Rien de plus simple avec Keyni Une gestion de sinistre rapide et efficace, avec un interlocuteur unique et d\u00e9di\u00e9 \u00e0 chaque \u00e9tape. 1 D\u00e9clarer un sinistre Remplir le formulairesur votre espace client. 2 Un expert vous appelle On vous appellesous 24 heures. 3 Vous \u00eates indemnis\u00e9 Vous recevez votreindemnisation par virement. Voir d\u00e9tails Cas concret sans assurance PNO D\u00e9g\u00e2t des eaux : votre locataire doit \u00eatre relog\u00e9. Deux fa\u00e7ons tr\u00e8s diff\u00e9rentes de vivre la m\u00eame situation. Loyer mensuel : 800\u20ac. Sinistre d\u00e9g\u00e2t des eaux, logement rendu inhabitable, relogement du locataire pendant 5 mois. Loyers perdus (5 mois)4 000 \u20acFranchise assureur classique600 \u20acPrise en charge de la perte de loyerSouvent inexistanteChez KeyniLe loyer est couvert 12 mois, franchise 170\u20ac Vous avez besoin d&#8217;aide ? Nos experts Keyni sont l\u00e0 pour vous accompagner ! Discutez avec nous via chat, e-mail, t\u00e9l\u00e9phone ou sur vos r\u00e9seaux sociaux pr\u00e9f\u00e9r\u00e9s. La Keyni Team, 100% bas\u00e9e en \ud83c\uddeb\ud83c\uddf7, vous garantit une assistance de qualit\u00e9 con\u00e7ue pr\u00e8s de chez vous. Voir nos avis \u2192 Vos questions Ce que vous devez savoir avant de souscrire La PNO est-elle obligatoire ?+ Oui, d\u00e8s lors que votre bien est en copropri\u00e9t\u00e9 \u2014 c&#8217;est une obligation l\u00e9gale \u00e0 la remise des cl\u00e9s, ind\u00e9pendamment de l&#8217;assurance de votre locataire. Quelle diff\u00e9rence avec l&#8217;assurance de mon locataire ?+ L&#8217;assurance de votre locataire (MRH) ne vous couvre pas en tant que propri\u00e9taire. La PNO prot\u00e8ge votre bien, votre responsabilit\u00e9 civile et vos revenus locatifs, ind\u00e9pendamment de ce que souscrit votre locataire. Puis-je r\u00e9silier mon contrat actuel \u00e0 tout moment pour passer chez Keyni ?+ Dans la majorit\u00e9 des cas oui, notamment apr\u00e8s la premi\u00e8re ann\u00e9e de contrat (loi Hamon). Nos \u00e9quipes vous accompagnent gratuitement dans les d\u00e9marches de r\u00e9siliation. Que couvre exactement le vol et le bris de glace ?+ Ces garanties, souvent en option chez nos concurrents, sont incluses en standard dans votre contrat Keyni, sans surco\u00fbt. Votre bien m\u00e9rite mieux qu&#8217;une case coch\u00e9e sur un formulaire. Devis gratuit en 3 minutes. Sans engagement. Je s\u00e9curise mon investissement \u2192 Keyni SAS \u2014 ORIAS n\u00b012065679 \u00b7 Entreprise contr\u00f4l\u00e9e par l&#8217;ACPR \u00b7 4,7\/5 sur Trustpilot<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"content-type":"","_ti_tpc_template_sync":false,"_ti_tpc_template_id":"","footnotes":""},"class_list":["post-25401","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/keyni.eu\/index.php\/wp-json\/wp\/v2\/pages\/25401","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/keyni.eu\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/keyni.eu\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/keyni.eu\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/keyni.eu\/index.php\/wp-json\/wp\/v2\/comments?post=25401"}],"version-history":[{"count":43,"href":"https:\/\/keyni.eu\/index.php\/wp-json\/wp\/v2\/pages\/25401\/revisions"}],"predecessor-version":[{"id":25454,"href":"https:\/\/keyni.eu\/index.php\/wp-json\/wp\/v2\/pages\/25401\/revisions\/25454"}],"wp:attachment":[{"href":"https:\/\/keyni.eu\/index.php\/wp-json\/wp\/v2\/media?parent=25401"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}